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Debt collectors have a long history of being abusive, deceptive, and careless. Florida consumers are turning to filing lawsuits to help them win compensation from debt collectors who engage in harassment, who persist in trying to make them pay debts that they do not owe, and who threaten to ruin credit, reputation, or financial security. It’s time to turn the tables and sue the debt collectors who engage in these practices and make them pay for their illegal and abusive actions.

Debt collection agencies are hired by creditors such as banks, mortgage companies, and credit card companies. They will often collect on debts by making individuals feel pressured to do things they would not normally do.

It is important that you know your rights under the law as a consumer. It is equally important that you understand you do not have to put up with creditor abuse and intimidation. The Fair Debt Collection Practices Act (FDCPA) and Florida Consumer Collection Practices Act (FCCPA) provide many viable options for defending yourself against aggressive and overly zealous debt collectors.

If you are experiencing any of the following,
NOW is the time to take action.

1. Debt Collection attempts on a debt you don’t owe. This can happen for several reasons, such as identity theft, a debt that was already paid off, or a debt that was discharged in bankruptcy.
2. If you are being harassed by a debt collector who uses harsh or abusive words to force you to pay.
3. When a collector calls your phone after you have asked them not to do so.
4. When a debt collection agency calls your family, friends, employer or neighbors.
5. When a collector informs a colleague or relative about your debt.
6. Automated robo calls or text messages to your cell phone without your permission.
7. When you are called by a collector at your place of work after you have asked them not to do so.
8. Any call from a creditor after you have told them not to call.  (work, home, or cell)
9. Calls before 8am or after 9pm.
10. Misleading or lying about your debt or rights

WE OFFER A FREE CONSULTATION VIA PHONE OR IN PERSON.

We are fully equipped with helping our clients put an end to the illegal acts of abusive debt collectors.